Estimados Srs,
el martes 28 celebramos el Seminario Internacional 'El sobreendeudamiento de las familias en una Europa en crisis'. A continuación el programa en inglés, que nos resultaba más fácil de pegar. La versión en castellano en pdf la encontrarán en nuestra página web ADICAE - Asociacin de usuarios de bancos, cajas de ahorros y seguros., junto con el formulario de inscripción. Vendrán hasta cincuenta expertos de toda Europa, pertenecientes a la red ECDN, asociaciones de pagapensiones y otras organizaciones sociales y de consumidores, además de autoridades a las que podremos aprovechar para sacar los colores.
Saludos,
ADICAE Madrid
Accreditation
Welcome
Mr. Manuel Pardos - President of ADICAE
Ms. Etelvina Andreu Sánchez - General Directorate for Consumer's Affairs, Ministry of Health and Consume
Ms. Carmen Martínez de Sola - General Directorate for Consumer's Affairs, Comunidad Autónoma de Madrid
Inaugural panel - The Credit Crisis, a global problem for consumers
"Overindebtness and Financial Exclusion in Europe"
Mr. Hans Grohs, President of ASB-Schuldnerberatungen and Chairman of ECDN
"Credit and Overindebtness in Latinamerica"
Mr. Crisólogo Cáceres, Vicepresident of ASPEC and member of the Latinamerican Consumer's Council
"Mortagage Crisis in Spain, main cause of consumer's overindebtness"
Mr. Manuel Pardos - President of ADICAE, member of Financial Services Consumer Group and CNMV Consultative Commission
Coffe-break - During break: "Sobreendeudats" a documentary produced by AICEC-ADICAE
Round Table - Fighting against overindebtness. Public measures and mediation
Chaired by Mr. Fernando Herrero Sáez de Eguilaz - Vicepresident of ADICAE
Ms. Celina Menaza - President of UCE-Euskadi
Ms. Mercedes César Pérez - Coordinator of the Consumer's Information Agency of Móstoles
Mr. Gustavo Fajardo Celís - AESCO, Association America-Spain Solidarity and Cooperation
Mr. Alejandro Salcedo - Coordinator of the Consumer's Affairs Institute of Castilla La Mancha
Panel: "Family Budgets Managment as preventives measures"
"Use of SB as debt-counselling tool in Europe"
Albert Luten - NIBUD (Holland)
"Minimum income standards: An important tool to fight against poverty"
Donald Hirsch - Loughborough University, UK
"New Consume Models in Spain "
Santiago Pérez - Coordinator of the Mortgage Crisis Victims' Platform
LUNCH - Cocktail in Social and Economic Council of Spain
Legal measures for the overindebted. Ineffectiveness of spanish bankruptcy procedure
Ms. Gema Botana, Civil law professor at the European University of Madrid
Round Table- Spanish experiences on familiar budgeting as debt-counselling and debt-settlement tool
Chaired by Juan José Manchado - Coordinator of ADICAE Madrid
Ms. Isabel Ávila Fernández-Monge - President of CEACCU
Ms. Inger Berggren - President of Women's World Bank
Ms. Nieves Álvarez - Escuela Europea del Consumidor (Cantabria)
Concluding remarks - European Manifesto against overindebtness and credit abuse
el martes 28 celebramos el Seminario Internacional 'El sobreendeudamiento de las familias en una Europa en crisis'. A continuación el programa en inglés, que nos resultaba más fácil de pegar. La versión en castellano en pdf la encontrarán en nuestra página web ADICAE - Asociacin de usuarios de bancos, cajas de ahorros y seguros., junto con el formulario de inscripción. Vendrán hasta cincuenta expertos de toda Europa, pertenecientes a la red ECDN, asociaciones de pagapensiones y otras organizaciones sociales y de consumidores, además de autoridades a las que podremos aprovechar para sacar los colores.
Saludos,
ADICAE Madrid
Accreditation
Welcome
Mr. Manuel Pardos - President of ADICAE
Ms. Etelvina Andreu Sánchez - General Directorate for Consumer's Affairs, Ministry of Health and Consume
Ms. Carmen Martínez de Sola - General Directorate for Consumer's Affairs, Comunidad Autónoma de Madrid
Inaugural panel - The Credit Crisis, a global problem for consumers
"Overindebtness and Financial Exclusion in Europe"
Mr. Hans Grohs, President of ASB-Schuldnerberatungen and Chairman of ECDN
"Credit and Overindebtness in Latinamerica"
Mr. Crisólogo Cáceres, Vicepresident of ASPEC and member of the Latinamerican Consumer's Council
"Mortagage Crisis in Spain, main cause of consumer's overindebtness"
Mr. Manuel Pardos - President of ADICAE, member of Financial Services Consumer Group and CNMV Consultative Commission
Coffe-break - During break: "Sobreendeudats" a documentary produced by AICEC-ADICAE
Round Table - Fighting against overindebtness. Public measures and mediation
Chaired by Mr. Fernando Herrero Sáez de Eguilaz - Vicepresident of ADICAE
Ms. Celina Menaza - President of UCE-Euskadi
Ms. Mercedes César Pérez - Coordinator of the Consumer's Information Agency of Móstoles
Mr. Gustavo Fajardo Celís - AESCO, Association America-Spain Solidarity and Cooperation
Mr. Alejandro Salcedo - Coordinator of the Consumer's Affairs Institute of Castilla La Mancha
Panel: "Family Budgets Managment as preventives measures"
"Use of SB as debt-counselling tool in Europe"
Albert Luten - NIBUD (Holland)
"Minimum income standards: An important tool to fight against poverty"
Donald Hirsch - Loughborough University, UK
"New Consume Models in Spain "
Santiago Pérez - Coordinator of the Mortgage Crisis Victims' Platform
LUNCH - Cocktail in Social and Economic Council of Spain
Legal measures for the overindebted. Ineffectiveness of spanish bankruptcy procedure
Ms. Gema Botana, Civil law professor at the European University of Madrid
Round Table- Spanish experiences on familiar budgeting as debt-counselling and debt-settlement tool
Chaired by Juan José Manchado - Coordinator of ADICAE Madrid
Ms. Isabel Ávila Fernández-Monge - President of CEACCU
Ms. Inger Berggren - President of Women's World Bank
Ms. Nieves Álvarez - Escuela Europea del Consumidor (Cantabria)
Concluding remarks - European Manifesto against overindebtness and credit abuse
